Hey, I was wondering if someone needs credit to buy things. People in my family have said I wouldn’t be able to buy a car or a house without credit. But if I’m saving up cash to pay for things outright, do I really need credit?
Note: I’m sorry if this is the wrong place to ask.
For me I planned to live off nearly 2.5 and put back about 1k to 2k every month on a 3% interest for 30 years.