Hey, I was wondering if someone needs credit to buy things. People in my family have said I wouldn’t be able to buy a car or a house without credit. But if I’m saving up cash to pay for things outright, do I really need credit?
Note: I’m sorry if this is the wrong place to ask.
“It’s fascinating how you suggest that comparing my comment to my post history would effortlessly reveal any inaccuracies. It seems you’re making quite a statement but holding back on the specifics. If you’re as insightful as you claim, why not share your findings with the rest of us?”
“You seem to have a few points in mind. Now something you may say. While I’m currently in no position to consult professionals due to finances, that doesn’t mean I haven’t done so in the past. What else can you come up with? Please, enlighten us, ‘genius.’”