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When there is a crash and you need to delever, LUSD tends to go up in price a penny or two, which can really increase your repayment costs relative to shorter term maker loans.
Fair enough, but with a 3%+ interest on maker for vanilla ETH, if you’re pretty under leveraged, it is a no brainer IMO.
And you’re not in a hurry to close your position since it is a one time fee, not to mention lower collateral requirements.