• ryathal@sh.itjust.works
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    10 months ago

    It depends on the type of investing you want to do. The working class can absolutely invest in ETFs at varying risk profiles and build a retirement. They can’t drop $100k on an online startup and hope it explodes. They can invest in starting their own business.

    It’s really hard to go from thousandaire to billionaire, but you can absolutely hit millionaire.

    • derf82@lemmy.world
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      10 months ago

      The working class can absolutely invest in ETFs at varying risk profiles and build a retirement.

      Small investments that won’t grow very large, and all while struggling.

      They can invest in starting their own business.

      Most fail. It’s usually a poor investment.

      • Sarmyth@lemmy.world
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        10 months ago

        You are so pointlessly negative. What they said is true. Those are the most common avenues for middle class to move classes.

        • teichflamme@lemm.ee
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          10 months ago

          I would call it realistic instead of negative.

          Yeah, you can get rich through ETFs but it’s incredibly unlikely.

          • ryathal@sh.itjust.works
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            10 months ago

            It’s incredibly likely that continously saving and investing for 30 years creates a decent retirement account.

            • ZOSTED@sh.itjust.works
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              10 months ago

              Yes and highly recommended if you have the money to do so, but it’s not going to make you rich, and it’s certainly not going to pull you out of poverty.

            • teichflamme@lemm.ee
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              10 months ago

              That’s great but it’s also not really what most people would think of when someone is rich