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Joined 1 year ago
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Cake day: June 25th, 2023

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  • I posted my poll. Here’s the data I used to come up with my rankings. It’s the final 2022 AP Poll, 2022 W/L, 2023 returning production, 2023 recruiting rankings from 247, my poll, the Coaches Poll, and the difference between mine and the coaches.

    Team 22 AP W L RP Recruit Me Coach Diff
    Georgia 1 15 0 61 2 1 1 0
    Michigan 3 13 1 81 17 2 2 0
    Ohio State 4 11 2 67 4 3 4 -1
    Alabama 5 11 2 40 1 4 3 1
    Penn State 7 11 2 65 14 5 7 -2
    Washington 8 11 2 73 26 6 11 -5
    SoCal 12 11 3 76 8 7 6 1
    LSU 16 10 4 71 6 8 5 3
    Oregon 15 10 3 65 9 9 15 -6
    TCU 2 13 2 52 21 10 16 -6
    Utah 10 10 4 76 20 11 14 -3
    Tennessee 6 11 2 63 10 12 10 2
    clemson 13 11 3 69 11 13 9 4
    Florida State 11 10 3 87 19 14 8 6
    Texas 25 8 5 74 3 15 12 3
    Notre Dame 18 9 4 68 12 16 13 3
    Kansas State 14 10 4 63 33 17 17 0
    Tulane 9 12 2 71 71 18 23 -5
    Oregon State 17 10 3 65 49 19 18 1
    South Carolina 23 8 5 55 16 20 27 -7
    Duke 26 9 4 71 56 21 54 -33
    Boise State 29 10 4 67 67 22 38 -16
    Mississippi State 20 9 4 57 27 23 42 -19
    Texas Tech 31 8 5 64 28 24 24 0
    North Carolina 32 9 5 68 30 25 20 5
    Texas A&M 5 7 80 15 25 -25
    Wisconsin 7 6 72 58 21 -21
    Ole Miss 8 5 71 23 22 -22
    Purdue 35 8 6 65 68 0
    UCLA 21 9 4 64 37 32 -32
    Maryland 37 8 5 64 36 45 -45
    Illinois 39 8 5 63 38 48 -48
    Oklahoma 6 7 62 5 19 -19
    Marshall 38 9 4 61 125 0
    Troy 19 12 2 60 94 34 -34
    Fresno State 24 10 4 59 83 37 -37
    Air Force 28 10 3 59 104 50 -50
    Minnesota 30 9 4 58 45 40 -40
    Iowa 34 8 5 57 41 26 -26
    NC State 33 8 5 56 43 36 -36
    Louisville 36 8 5 56 31 0
    UTSA 27 11 3 52 59 29 -29
    Pittsburgh 22 9 4 51 51 31 -31
    Cincinnati 40 9 4 46 75 0
















  • At 29, we’re at $170k in retirement funds with $150k household income. I’ve been lucky to max my 401k and Roth IRAs for both my wife and I the past two years. The biggest thing I’ve done to accomplish that is increasing my contribution with each pay raise I’ve gotten. Our net income hasn’t increased much over the past 5 years, but our gross income has increased ~$60k.

    Every few months, I’ll run the numbers on what is needed to retire and I think we’re in pretty good shape. I intentionally don’t include my wife’s pension or Social Security in those calculations, which makes me feel a bit better about where we are.

    Year Age HHI Retirement
    2017 23 $95k $8,900
    2018 24 $100k $19,900
    2019 25 $110k $42,900
    2020 26 $120K $74,000
    2021 27 $135k $116,300
    2022 28 $140k $123,400
    2023* 29 $150k $171,900