Cindy Picos was dropped by her home insurer last month. The reason: aerial photos of her roof, which her insurer refused to let her see.
“I thought they had the wrong house,” said Picos, who lives in northern California. “Our roof is in fine shape.”
Her insurer said its images showed her roof had “lived its life expectancy.” Picos paid for an independent inspection that found the roof had another 10 years of life. Her insurer declined to reconsider its decision.
Across the U.S., insurance companies are using aerial images of homes as a tool to ditch properties seen as higher risk.
Nearly every building in the country is being photographed, often without the owner’s knowledge. Companies are deploying drones, manned airplanes and high-altitude balloons to take images of properties. No place is shielded: The industry-funded Geospatial Insurance Consortium has an airplane imagery program it says covers 99% of the U.S. population.
The insurance company was already planning on dropping her. The Arial photos didn’t even have to be real.
The insurance companies just have to have on record that they had to pay out for something in the past to not hedge a bet in you.
Insurance is a crime and should be illegal.
Insurance is a crime and should be illegal.
in my early 20s, while struggling to find a profession, I worked briefly in insurance and got licensed in my state
It was one of the big turning points in my life, where I realized that the entire point of the system is to fuck people out of their money, and that often those people are legally obligated to pay handsomely for the privilege of being fucked.
I quit a week or two after passing the exam for my license.
Honestly surprised insurance company employees can walk down the street safely in the USA.
My last home insurance company sent a letter that was essentially “consent to pay more than the limit we can legally charge you or we will drop you.” I had not made a single claim. They can and will drop you the minute they think you’re not profitable enough.
Okay which Hexbear is going to start a mutual aid project to paint PPB murals on people’s rooftops? It’s the only solution I can see here.
Someone painted a cock on a nearby highschool’s futbol field and it happened to get snapped by satellites feeding Google’s map view. Now it’s
blurred lolactually now it’s been rolled back to an old one or something.Someone painted a cock on a nearby highschool’s futbol field
I feel like this happens all the time in everyone’s neighbourhood, no matter the country (if they have grass football fields of course), it happened in mine.
Hot take: insurance companies started the war in ukraine to use up all the cheap soviet surplus anti-aircraft missiles so they could pull this bs.
bird shot
In evil totalitarian Chin— Oh nevermind, this is true freedom and democracy, the adults are in the room
Yeah nah lol if someone flies a drone over my house I will break out the bow & arrows and have an opportunity to pick archery back up as a hobby (optionally you can use a sling and really have some david vs goliath fun)
Picking up rocketry as a hobby, for reasons
Building an automated anti-drone high powered laser system powered by solar and wind to spite the drone flying insurance companies
Death to Amerikkka
